Before making an offer on a property be sure to contact a Title Insurance expert. If you delay this process you might have to go with the recommendation of your Realtor or your lender which indisputably will cost you more in closing costs.
Know your rights as a buyer in Miami-Dade & Broward County
Don’t relinquish your right to select your own Title Insurance Company. You are not obligated to utilize your real estate agent or lender’s in-house title insurance company. Keep in mind not all title companies have the same fee structure, do your homework and research title companies despite of what your Realtor or Lender might tell you.
Avoid getting smashed with extra charges at the closing table by an “in-house” operation. Shop around for your title insurance company just as you would your mortgage. Compare quotes and ask for any additional fees in writing. Ask about discounts for which you may be eligible, such as re-issue credits for owner’s policies and surveys.